Friday, 30 December 2011

A time of reflection

Did you have a merry Christmas?  Or was it just so-so?  Mine was excellent, thank you, although it felt strange working right up to Christmas Eve.  For the last four years, I've managed to take the last few days of before Christmas, but not this year.  Still, I have had the time off between Christmas and New Year - a much needed break.

For me, the time between Christmas and New Year is always a time for reflection and goal setting.  What did I achieve last year?  What do I want to achieve in 2012? Etc, etc.  It's that whole "New Year, new me" thing.

In 2011, I set 8 goals:-

  • No stash enhancement (I've gone cold sheep)
  • To conquer the garden
  • To do the Lincoln 10k
  • To finish the year with no UFOs
  • To get pregnant (yes, this cancels out other goals)
  • To knit 1 pair of socks every 2 months
  • To knit 6 sweaters
  • To lose 25lb in weight
So how did I do?  On the whole, not badly.  To summarise:  cold sheeping failed spectacularly.   We did manage to remove the non-hedge trees from the back garden so it no longer needs to be napalmed, but it is still far too wild and unruly.   I walked the Lincoln 10k dressed as a French Maid and we raised about £1,000 for charity in the end.  2011 is going to finish with the same two UFO's it began with (a shrug from Verena that just needs to be sewn together and my Hibiscus for Hope socks, which had to be suspended while I knitted the Sunray Ribbing top from A Stitch in Time because I wasn't sure whether I'd need to frog them for the yarn).  No, I didn't get pregnant.  And I lost 15lb in weight. I actually managed to knit six sweaters in 2011, as well as the second half of a seventh, so that goal was well and truly met (I'll put up photos eventually).  As was the one to knit a pair of socks every two months - I completed 6 pairs, almost finished a seventh and re-knitted one of the Hibiscus for Hope socks.

For 2012, I have a whole new batch of New Year's Resolutions goals:-
  1. To really work at having a decent veggie garden this year.  I'd like to be able to feed us from it for days/weeks at a time.
  2. To use things up.  I have a stockpile of "stuff":  make-up, fabric, cross stitch stuff, yarn, even cooking ingredients.  As Gigi Knitmore once said, "There's no point in saving things just in case the Queen drops in. Use it and enjoy it".
  3. To only buy yarn from a) charity shops or b) if it is less than £3/ball.  Oh, and the yarn budget for 2012 will be £60 for the year, no more. I've tried going "cold sheep" and not buying yarn and all that happens is that I'll be good for months and then go mad.
  4. To be tidy.  I have the messy gene - I can put a pen on an empty table and it'll look like a bomb hit it in 2 minutes flat.  I can't do neat but I can do tidy.
  5. To be more organised.  No more forgetting things or procrastinating and putting off things that need to be done.
  6. To buy less than 12 items of clothing in 2012 (underwear, socks and stockings exempted).  Ideally, I'd like to buy them from charity shops - I've had really good luck recently and scored 3 brand new suits for less than £10 each.  (I have far too many clothes anyway, so need to wear some stuff until it wears out.)
  7. To lose at least another stone (14lb) in weight.  I want to lose the spare tyre that has settled on my midriff.
  8. The nebulous fitness goal:  to strengthen my body by working out/lifting weights three times a week.
  9. The not-so-nebulous fitness goal:  to be able to run 5k/3 miles without stopping, and to achieve this before my birthday in August.
  10. To knit another 6 pairs of socks and 6 sweaters in 2012.  And to make them from stash yarns.
  11. To blog more.  I didn't post nearly enough this year.


What about you? How did your 2011 New Year's Resolutions do?  Did any last beyond January?  Are you planning on doing any for 2012? 

I'd like to wish you all a very happy New Year.  May your resolutions be achieved and all your dreams and wishes in 2012 come true. Here's hoping 2012 will be a kinder year for all of us.

- Pam

Friday, 16 December 2011

Other things to think about

I have other things to worry about besides the impending Great Depression...

The kitchen roof failed on Tuesday. I heard a slow drip when I wandered down to make breakfast. Dashed into the kitchen and found a small puddle forming on top of the recycling. Shoved the "laundry basket" under that (a large trug). It collected maybe a pint of water before the rain stopped. Phoned the builder - he can't get to us until the week between Christmas and New Year. Hopefully he can patch it up enough to take us through to the summer, when he is scheduled to replace it with a pitched, tiled roof. (I hate flat roofs.) It's rained since then but no more drips.

Worry number 2 is that DH'a job finished abruptly yesterday. In a way, I am not surprised. They'd already informed him that they were halving his hours and splitting his job into 2 in a misguided bid to save money (it won't). I think they picked an excuse and ran with it because the other guy was cheaper. They've shot themselves in the foot though because the other guy can only work part time and won't work Saturdays.

As they say, bad things come in threes... Eldest Sis phoned me yesterday - Dad's baby brother died at 2am. He'd just faded away since Uncle Ron died. So now there is nobody left of that generation.

This has turned into a depressing post! I'm not normally like that. I'm one of life's optimists - keep trying and something good will happen is my philosophy. Ok, so what good things have happened? Well my boss told me I will get a raise in January's pay reviews. No idea what yet - I didn't put him on the spot and ask how much (anyway until it is approved by corporate, he won't know for sure how much anyone will get but it will be something). How's that?

- Pam

Monday, 12 December 2011

Life's unanswerable question #24: the Euro crisis

Over the past few months, I have been bemused, puzzled and worried by the situation in Europe - the near default and bailout of Ireland, Greece, Portugal and Spain.  Italy is the latest rabbit in the headlights and France is being lined up to follow (French banks have had their credit status downgraded). 

These are all countries that have been throttled by the straight-jacket that is their membership of the Euro.  They cannot devalue their currency in order to give themselves a competitive advantage over their neighbours.  They also cannot print currency to inflate their way out of the current crisis, as Britain and America have attempted to do ("fiscal stimulus" by another name). 

Since joining the Euro, Ireland, Spain and Portugal have experienced property booms, funded by interest rates that were far lower than they would have been if they'd kept their original currencies.  Money was cheap, borrowing it became easier and easier as banks funded themselves on the wholesale market.  Prudence was forgotten.  Then along came 2008 and the collapse of Lehman Brothers.  The supply of easy money dried up overnight and many banks turned to their national governments for bailouts, effectively nationalising themselves.  That's what did for Ireland, Spain and Portugal.  Spain, in particular, wasn't a highly indebted nation until it had to bail out its banks.

Greece has a different set of problems.  If you listen to the stereotypes, the Greek's are a profligate nation: they retire earlier than anyone else in Europe, have a huge and inefficient public sector and get well paid for the privilege. The average salary in Greece is €20,000 higher than the average salary in Germany.  I was therefore surprised to read on the BBC website that the Greeks pay more tax than pretty much any other Europeans and have higher levels of personal savings too.  They also have lower personal borrowings. 

As a nation, Italy is suffering from the hangover of debt that was incurred in the decades leading up to the last recession, the one at the beginning of the 1990's.  Since then, Italy has balanced its budget and does not borrow to fund its day to day operations (unlike, say, the UK and the USA).  Until the current Great Recession, they were slowly paying back the old debt.

The big question is:  will the Euro survive?  I both like and dislike the Euro:  on the one hand, having a single European currency is really useful when travelling or when dealing with invoices for my big work project (it made life so much easier).  On the other hand, the current situation was foreseeable 20 years ago during the last recession when Britain exited the ERM (Exchange Rate Mechanism), the Euro's predecessor which tied currency exchange rates together.  Ditto 40-odd years ago, when the Bretton-Woods Agreement collapsed. 

Monetary union cannot work unless the countries involved give up the rights to control their borrowings, their taxation policies and their budgets to central control.  Whether the Eurozone will get to that point is anyone's guess - right now, they're still trying to stick plasters (band-aids) over the wounds instead of biting the bullet.  Will we have another credit crunch and a world-wide Depression?  Or will the Euro collapse instead?

- Pam  (I have no answers)





PS:  Most of my background knowledge re Italy, Spain and Greece, I owe to the BBC.  Naturally, I can't find the articles on their website when I need them for attribution.

Sunday, 27 November 2011

RIP Gary Speed

Today, the British football world was shaken with the news of the suicide of the Welsh manager, Gary Speed, who was found hanged at his home this morning.  On the surface, he was a man with the world at his feet:  happily married with the footballer's dream job of successfully managing his national side.  He was a regular pundit on Football Focus and Match of the Day.  I didn't know him and yet I was moved to tears while listening to his close friend, Robbie Savage, fielding calls on a football phone-in that rapidly became a tribute program.  (Robbie, it was obvious you were crying.)

My heart goes out to his family:  his father, his wife and his children.  I am truly sorry for your loss.  (I have heard no mention of his mother so assume she has predeceased him.  If that assumption is wrong, I am very sorry.)  

The big question is "Why?".  Was it planned?  Was it spontaneous?  Were you living a double life for years, Gary, hiding depression from absolutely everyone?  Maybe we'll never know.  Hopefully his wife and children won't be left haunted for years, blaming themselves. The one thing I know about suicide is that, for the person involved, they want what-ever-it-is-tormenting-them to stop and to be at peace.  They often don't want to die but they can't see another way to make it stop. 

Gary, I hope you are at peace now.

Saturday, 12 November 2011

New Scam in Progress

I've just had a phone call from someone claiming to be the "Windows Help Desk" and saying that they're getting loads of error messages from my computer and that if I didn't do what they told me immediately, my computer would break down!   The background noise sounded like they were calling from a large call centre and the accent was Asian.

Err.... I don't think so.  We aren't stupid enough to sign up for a service like that for domestic computers (waste of money) and the people who run those services commercially don't make calls out of the blue on a Saturday.  You have to register a problem first with the help-desk - they can't monitor you remotely (companies can, but that's because you log into the company network before you do anything else).

Also, I'm geek enough to know there is nothing wrong with either PC.  If there was, I know a reputable business in Uxbridge that'll fix it for a flat fee.

However, someone who didn't have much technical knowledge might get caught out, follow their instructions and download the spy-bot as instructed or pay over the money for the service these scammers are selling. 

For heavens sake, if you get a call like this, engage your common sense first and then hang up!

- Pam 

Friday, 11 November 2011

The Game

I swear I didn't pop into the Barnardo's Charity Shop with buying a suit in mind.  I was looking for something - or rather, some things - but my list didn't specifically involve clothing for me.  Instead, it covered the "usual":  a double boiler for melting wax for candles (always top of the list but unlikely); an un-engraved pewter tankard to be polished up and engraved as one of the numerous 40th birthday presents (so far, I've found 2 in two years); a plain black fleece for DH for work;  yarn (maybe); and possibly some clothing for me if something catches my eye.  Oh, and to amuse myself, I was playing The Game.

The Game?  What game?  The "you only have £50 and you need to buy a full wardrobe" game.  The rules are simple:  you have £50 and the clothes you are currently wearing (including hand bag). You must buy sufficient clothing to get you through a working week and a weekend (including underwear and shoes), plus make-up, toiletries and a bag to carry it all in.  Since this is a game, you don't have to buy them in real life.

I think I first invented The Game, when I had to do something similar for real.  It was February 1999 and I was spending every weekend and most evenings with DH (DB as he was then).  Fridays, I'd normally schlep a bag of clothes in with me to work and then go directly to DH's. One particular Thursday, I stupidly drank wine after giving blood, nearly passed out, and ended up spending the night at DH's rather than drive the 20 miles home.  This Friday, I was dreading driving home to get my stuff - it'd take me 4 hours in the Friday evening traffic to get there and back. At about 4.30 in the afternoon, I cooked up a plan and decided I'd go shopping instead.  I didn't have a huge amount of money so I set the budget at £50.  After an hour's dash through the shops, I had a Head gym bag, a pair of jeans, three tee-shirts, some underwear, socks and a cardigan.   I'd already had to buy make-up that morning and I could use DH's toiletries, so they were off the list.   I was wearing a trouser suit, loafers, coat and had a handbag.   Thus was borne the basic elements of The Game.

Anyway, last Friday, I was wandering through the shops playing The Game.  I decided I could keep the clothes and shoes I was wearing (jeans, coat, cardigan, t-shirt, trainers, etc), together with my handbag and its contents (including lipstick, lip balm, sock knitting kit, and a comb).  Here's what I "spent":-
  • £4.47 - Make-up:   powder, blusher and mascara (£1.49 each) from Tesco's All About Face range which I reviewed last year. (I decided the powder would stand in as a make-up base and that I could keep the lipstick in my handbag.)
  • 85p cotton wool pads to apply the above makeup.
  • £2.80 - Toiletries and skin care:  value shampoo (64p/litre), value hair conditioner (24p), value cream handwash (37p) which can double as body wash and facial cleanser, value toothbrush (10p), value toothpaste (17p),  value twin blade disposable razors for shaving my legs (30p for 10).  The cheapest moisturiser is actually quite a good one:  Nivea Soft Intensive Moisturising Creme (99p).
  • £4.50 - Suitcase:  second hand from a charity shop.   Not the nicest case, but better than a plastic bag.
  • £18.00 - two work suits (£9.50 and £8.50) - the ones I found in Bernardos.
  • £6.50 - work shoes:  in Oxfam, I found a pair of black shoes suitable for work.
  • £8 - 4 t-shirts from charity shops.
  • £1.75 - tights/pantihose: value brand pack of 6.
  • 62p - socks:  value brand pack of 3 black socks. (This is the price I paid last time - couldn't find them today.)
  • £2.50 - panties:  value brand pack of 4. (Again, this is the price I paid last time - couldn't find them today.)
Grand total:  £49.99.   I've priced it up for you, to prove that it is possible.  You'll note that there is no nightwear.  I decided that I could always sleep in my dirty t-shirt from that day and use my coat as a dressing gown, if I was desperate.

So, anyway, this is the long way around  to explain how I purchased two almost-new Marks & Spencer suits in Barnardo's a week or so ago. 

- Pam

    Wednesday, 26 October 2011

    It pays to shop around

    I should be fuming.

    The Toy turns 11 next month.  With his insurance due for renewal, I went on line to compare quotes.  His current insurer is quoting me £50/month or a one off payment of £560 for fully comprehensive insurance including business cover - £20/month more than I was paying the same company a year ago.  In fact, it's more than I was paying when he was brand new!

    Lured by their advertising, I logged onto Comparethemeerkat.com comparethemarket.com and typed in my details. Everything exactly the same.  Half-way down the list of insurance quotes was my current insurer, quoting exactly half what they quoted to me.  So I phoned my insurer.  "Sorry, madam, we can't match that quote....You're an existing customer and that makes you ineligible."

    Huh?  So you don't want to keep my business then?   Good-bye.

    Frustrated, I turned back to the quotes on the internet.  Directly above my current insurer and £2 cheaper was a subsidiary of the same company.  Five minutes later, I've bought identical car insurance through them.  And scored a free Meerkat toy, with my own Meerkova Village Parade.  Enjoy!



    - Pam

    Monday, 17 October 2011

    Score!

    Saturday was one of "those" days - a rushing, busy day. DH had to work, then there was football (5.30 kick off) and a party in the evening. Somehow, I got behind in my plans and never caught up, so 8pm saw us dashing into Tesco to buy a gift bag to cover the birthday present. Naturally, being us, we sprinted around the "Condemned Food" sections in order to snaffle up any useful bargains.

    Sitting lonely and ignored in the produce aisle were 4 bags of perfectly good mushrooms marked down to 35p! There were plenty of people pawing over the rest of the reduced veg but nobody was paying any attention to the mushrooms. Quickly, I liberated them and walked away. Their combined weight was 3.25kg. Total cost £1.22 (one was a half bag).

    Yesterday, we processed the majority for the freezer. Since we didn't have that many onions, we made 3 boxes of "Base", with one of the bags of mushies. The rest were sliced and fried in the remains of the oil/liquid/pot scrapings from the Base, then boxed up in double quantities for the freezer. That filled 4 boxes.

    The freezer is full again with 3 meals-worth of base and 8 meals-worth of mushrooms stashed away in take-away food boxes. Not bad for £1.22.

    -Pam

    Friday, 30 September 2011

    The Toy's Trip Report

    (Or what a little red car did on his holidays.)

    Two Monday's ago, I got loaded up with people and stuff and drove to Normandy, France.  I had my "passport" (GB sticker).

     

     My ticket (attached to my rear vision mirror).

    An awful lot of luggage.


    Yet more luggage.  (How much do three people need for one week?)


    And "the crew" (that's the Boy, the Girl and Howard, our host).


    We travelled via the Channel Tunnel, on Le Shuttle.  It's quicker than the ferry and much more comfortable if you're a car - no need to worry about some idiot belonging to the vehicle next to you flinging his door open and damaging your paintwork.  And, no possibility of sea-sickness.   Also, the humans have to stay with their vehicles on Le Shuttle, whereas on a ferry they're forceably removed and made to walk through shops stinking of foul smelling perfumes (which always clings to their clothes.  Yuck!).

    If you've ever wondered what the inside of the Channel Tunnel looks like, here's a "car's eye view" of the interior of the train:

    When we got to the far side, the Boy drove me into Cite Europe for a rest, while the crew went to the bank, bought lunch in Carrefour, stretched their legs and swapped drivers (the Girl did the next stretch).  Cite Europe is a shopping mall right beside the Eurotunnel terminal.  Must remember for next time that the quickest way to get there is to drive into the Total garage forecourt, then back onto the side road, left at the roundabout and into the car park 200 metres beyond.  Otherwise, you have to go the long way round via the motorway and that means adjusting very quickly to French roads. 

    French roads are a bit strange for us right-hand-drivers.  Firstly, we have to remember to drive on their side of the road, not ours, and that means going around roundabouts the wrong way. 


    See, the Boy is sitting in my driver's seat.  It's on the other side  to all those left-hand-drive cars.  He had to drive sitting almost in the gutter on some roads.  Also, it means we have to wear "blinkers" so that our lights don't blind the on-coming foreign cars.

    (Do you see that THING stuck on my light?  That's a blinker!  Like horses wear!  As if I'd ever deliberately blind someone.  How insulting!)

    Driving in France means different speed limits and having to remember to pay attention to the kilometres on my speedo, not the miles.  On their motorways, cars drive up to 130km/h (that's over 80 mph), while in  towns the speed is usually 50km/h (around 30mph).  On the whole, their roads are good:  well signposted, smooth surfaces with not many potholes.

    Although some cars got a little too close to my rear bumper for my liking, most were very well behaved - only staying in the left lane for long enough to overtake a vehicle before pulling in.  And they indicated (unlike London drivers who think that using their indicators costs extra).  I soon got over my nerves and was whizzing along pretending that I'm really a Porsche in disguise.  Then we got to the Pont Du Normandie.

    No photos can do it justice.  That bridge is steep.  Since it has a peage (toll booth station) at the bottom, you can't even get a good run-up.  It even has pedestrians.

    We drove from there to Pegasus Bridge, near Caen.   The British captured the Bridge on the night before the D-Day landings.   I drove over the replica/replacement.  It looks the same but it's larger and stronger than the original.






    It was named for the emblem of the Paratroopers who liberated it.  Their story is told in the film, The Longest Day, starring Richard Todd.  In real life, Todd was one of the reinforcements on the mission.




    The original bridge is now in the museum beside the canal.  The first allied soldier to be killed by the enemy during the D-Day landings,  Lt Brotheridge, died on that bridge.  There is a plaque to mark the spot.  Someone had left fresh flowers there on the day we visited.



    The humans tell me that, if you get the chance, the museum is well worth a visit.  As well as the original bridge, it also has a replica of the Horsa gliders the men flew in to capture the Bridge.  (The originals didn't survive the conflict.)


    The replica was built by engineering enthusiasts to the original plans.  It's mainly made of plywood.  Must have been a scary flight, not much in the way of brakes or steering and no engine.

    From Pegasus Bridge, we continued on our way into the heart of the Normandy peninsula, to the farm house where we stayed.  We visited shops and markets, etc, but  I think I'll leave the rest story to another day.  Time to park up my wheels and rest.

    Good night.

    - Toy

    Saturday, 24 September 2011

    For Amy

    We're on holiday in Normandy for the week.  On Tuesday,  we visited the American Cemetery Normandy, high on the bluffs over Omaha Beach.






    It is a peaceful but windswept place.  The edge of the cemetery looks down over the dunes and cliffs onto the beach.  While there couldn't be a more fitting place for the American cemetery than the bluffs over Omaha Beach, it is amazing that anyone survived. Looking down, you wonder how anyone could have made it off the beach alive.

    Standing on the beach, you marvel at the peace and the lack of ghosts, after the horrors that were the D-Day landings.





    We weren't alone at the Cemetery.  Everywhere were small groups of people come to pay their own respects.  One was a small party of veterans and their wives doing a wreath-laying ceremony at the memorial.  Their shoulders had that certain stiffness people have when they're trying not to show they're crying.  (We didn't photograph them - that would have been intrusive, but you can see their wreath in the photo below.)
     

     


     We were there to pay respects of our own. The great-uncle of a friend, Amy, is buried there.  He died on D-Day, 6th June 1944, a young man who gave his life and his future so that Europe would be free of the tyranny that was the Nazis.
     

    Putting flowers on his grave is the least that I could do, Amy.


    - Pam
     

    Tuesday, 13 September 2011

    Happy Anniversary Darling



    Eight years today.  And every day is wonderful.

    - Pam

    Monday, 5 September 2011

    Dodged a bullet. Possibly.

    On Friday, I finished my latest pair of Prom Socks and decided, reluctantly, to give them to a friend for her birthday.


    They're in Regia Marrakesh, colourway Sylt 5497.  I really like it.  In fact, I liked it so much that I decided to buy another ball, to make a pair for myself instead of just making a pair of Use-Em-Up socks with the leftovers from this pair. 

    About 10 minutes after I finished the socks, I was on-line searching for a replacement skein.  Google to the rescue. There weren't many options listed, so I felt really lucky when I found a skein at the very yarn shop who owned the stand at Ally Pally where I'd purchased the ball in the first place!  Web of Wool.

    An alarm bell chimed softly in the back of my mind when I saw the website address.  It wasn't the store name, but the website looked legitimate so I rationalised that maybe they were using a hosting service.  Everything went well, including the "thank you for registering at our website" email, until I tried to pay for my purchase.  Then I got an error message from WorldPay:

    Sorry, there was an error in processing this transaction: The information sent from the merchant's site is invalid or incomplete. Please send the following information to the merchant:
    The transaction cannot be processed due to one or more of the following:
    • the merchant account is suspended
    • the order currency you selected is not supported
    • the authorisation mode is incorrect
    • test mode is unavailable
    • the installation is not live


    Since it was after 10pm, I thought that maybe the site was down for maintenance.  Just to be sure, I emailed Web of Wool to report the error message by replying to the "thank you for your order" email I received from them.  I also emailed the Hotmail address quoted on the website.  When both of those bounced, I tried the "Contact us" page.  That didn't bounce. I hadn't paid anything - I hadn't entered my payment details anywhere - but I didn't want that ball of yarn sold out from under me.

    I was a bit concerned that I didn't hear anything from them on Saturday or Sunday, so this morning I tried to phone them.  The number was disconnected.  Huh?

    Back to Google.  This time, my Google-fu turned up a discussion on a knitting club's board.  It was nearly two years old but talked about poor customer service, non-delivery of orders after the money had been taken, unanswered emails and non-returned phone messages.  The writers talked about reporting Web of Wool to Trading Standards. I posted on the Midlands UK Crafter's Board on Ravelry:  has Web of Wool closed?  A kind Raveler responded and said yes.  She linked to the forums on the Laughing Hen website.  And there I got a definitive answer:  Trading Standards had taken Web of Wool to court and got a judgement against them; effectively, they closed them down.

    It looks like I dodged a bullet, since I hadn't paid any money or given any payment details, I'm not out of pocket.  Beware, though, if your search for a yarn shop turns up this website for Web of Wool, it's an archive and not functioning.

    - Pam

    Wednesday, 31 August 2011

    Tightening My Belt

    For most of my working life, the last working day of the month has been Pay Day.  This morning, as usual, I did my accounts.  Using the cash book pages in my Filofax, I listed my income and my outgoings.  While I do this every month, today I had a bigger incentive - having watched the numbers closely in June and July, I made the decision in August to save and invest more money.  And now, I wanted to see what the effect would be on my bank account.  (Yes, that's right, while I can run scenarios in Excel until the cows come home for work, I never seem to get around to doing it for myself.  Wishful thinking numbers, yes [e.g. daydream scenarios of lottery wins].  Real numbers, no.)

    So, this morning, I added my salary payment to the balance in my bank account, deducted money for the joint account, my savings accounts, Weight Watchers, Audible, the Housekeeping money, my share ISA, £180 to the Petrol/Diesel Accrual, and £180 to my Money to Live Off.  I went to write down the next line:, "credit card repay", and stopped. Staring me in the face was a brutal truth:  I'd been too cocky with my calculations when I changed the savings and investment numbers.  No matter how many times I added up the numbers - and most of them are the same each month - there was no way I could avoid what I was seeing.  If I was to maintain my debt pay down levels something would have to give.  I had a shortfall of £35.

    £35.  Not a huge some of money.  There have been times when I've spent that much on a meal out.  But it was £35 more than I earn.  £35 I don't have.

    I stared at the numbers. I started arguing with myself. I baulked at cutting the debt pay-down money.  It made me nauseous to think about it.  I also rebelled at cutting my savings and investments.  Just couldn't do it - that money is needed for future things, important things, for which I have plans.  That left little else to choose from:  my Sanity Fund? No! Everyone needs a Sanity Fund and mine is only £60/month (earmarked for a pressure canner, clothes and craft supplies).  Cut out Weight Watchers?  No, even though I don't go to meetings any more, I need access to their website to track my points.

    ARRRGGHHH!!!!!

    In the end, I decided it'd have to be split equally between my Money To Live Off and the Petrol/Diesel Accrual, which is money I allocate to pay for fuel for the car during the month.  £17.50 off each.  It's not going to be easy.  I'd already cut my Money to Live Off back so that I could save more money.  Now it's £162.50 a month to pay for everything I might need and/or want:  birthday presents, social events, music for choir, hair cuts, clothes, software, books, DVDs, dental visits, etc, etc.  Seems like a lot of money until you realise that a round of four drinks at the pub quiz can cost over £12.

    The effects on the Petrol/Diesel Accrual will be even harsher. At current prices, it's down to little more than 4 tanks-worth of diesel a month.  I usually go through one tank a week in a normal-commute-to-work-week.  As long as a tank of diesel stays below £40, then I should have a little time to save up for the next 5-week month.  That will be March; September won't qualify because we're taking a holiday and December includes work's Christmas shut down.

    Fingers crossed I get a salary increase when the pay reviews are done in December.  I'd like my £35 spending money back, please.

    - Pam

    Saturday, 27 August 2011

    The Fruits of my Labours

    Two weekends ago, DH's best friend sent me a text message:  would I like some sloes for sloe gin?  "Yes, please," I replied.  Monday night, he arrived at our door with 2kg of sloes and a further 3.5kg of crab apples.  Unfortunately, he picked one of my busier weeks.  I would only have Saturday with which to make anything.

    On Saturday, I started the process of making crab apple jelly: washed, chopped and boiled the fruit, then drained it through a jelly bag.   (Note:  copying an idea from the Cottage Small Holder, I added dried chillies to the fruit before I boiled it, in order to add a bit of zing.)

    Saturday night while the apple juice dripped, we made sloe gin, pricking the sloes while sitting on the couch watching the football highlights from Match of the Day.  The recipe is from a wonderful website, Sloe.biz. (In case you've never encountered them, sloes are small, very sour members of the plum family, native to Britain.)  The sloes will macerate in the gin for another three months before I attempt to decant them and make sloe gin chocolates .



    Sunday, I only had time to put the drained juice into the fridge, dump the pulp into a bowl and refrigerate that too.   Fast forward to this morning, when I finally had time to make jelly.


    The above was two hours hard work, plus several hours tracking down jars.  Hopefully the condensation won't be a problem in the clip-lid jars.  The others are sealed with wax circles and cellophane.

    Tonight, I'll rub the pulp through a sieve and make Crab Apple Chilli Cheese, another Cottage Small Holder recipe.  Hopefully, I can rustle up enough jars.

    - Pam

    Friday, 26 August 2011

    How this Child of the Sun keeps warm in the cold

    (Thanks to sheep, basically.)

    A couple of weeks ago, my darling older sister sent me a white woollen cowl for my birthday.  It's lovely and snuggly and came with an unspoken message, "This is to keep you warm in that cold country where you live".  (That's OK.  We both feel the cold. I knit her socks. She moved to Queensland to keep warm; inexplicably to her, I moved to Britain and revel when it snows.)

    The week before my birthday, it was warm - really warm, the sort of summer days we don't see very often in Britain, when your limbs are bathed in warm air and the sun shines.  It reminded me that I am a child of the Sun; I was born at the beginning of spring in a land where spring last a month and summer goes on and on and on.  (Melbourne's spring is August, remember.)  My favourite Greek god is Apollo.  When I feel sunshine on my face, it makes me smile.  Sunshine always lifts my mood. 

    Thursday of last week, London was colder than Melbourne.  Today, it rained again.  Our summer has deteriorated into a stereotypical British one.

    My love affair with wool began when I was a child.  Although winter is short in Oz, it is relatively cold in the southern states and it does snow on high ground. We have excellent ski fields.  Growing up, it was very rare for houses to have central heating.  Schools did.  Offices and public buildings did.  But most homes relied on a single heater in the lounge.  If temperature was considered at all when they were built, it was with a view to keeping the house cool in summer.  Winter wasn't usually a consideration.

    My grade 2 teacher, Mrs Cooper, taught all our class to knit, both girls and boys.  It enchanted me.  Begging yarn from my mum, I created something that, in theory, was meant to become a scarf but turned into some weird trapezoid shape instead.  Two years later, I knitted my first jumper, something mustard coloured in acrylic.  It was probably Red Heart.   Three or four projects later, I graduated to pure wool.  I've knitted dozens of projects since and wool is always my first choice fibre.

    During my first 10 years in the UK, I mainly lived in properties that didn't have central heating.  In winter, I had a recurring dream.  I'd dream of merino sheep about to be sheared.  The shearer would turn the sheep onto its back and, instead of being sheared, the sheep would wriggle out of a sheepskin coat.  Once free of the coat, it looked the same as if it had been sheared. I wanted that coat.  I craved that coat.  But there was nowhere to buy one in Britain and I probably couldn't afford it anyway if I did find one.  In Oz, I could buy sheepskin moccasins at the market but I was told "Skinny's" had gone bankrupt and with that went the only source of sheepskin coats I knew.  (On every visit to Melbourne, I go to the Queen Victoria Market and buy another pair of moccasins;  it is almost a ritual.)

     I'd acquired my first sheepskin mittens a.k.a. ugg gloves, when I was 10.   It was the mid-1970's and sheepskin gloves, mittens, coats and boots were all the rage.  (There were ugg boots and gloves long before Brian Smith trade marked the name in the USA.).    We always had sheepskin moccasin slippers

    Throughout my early British winters, I wished for those mittens.  When I went home for my mum's funeral in 1994, they were one of the things I brought back in my hand luggage.  In winter, my hands were always cold.  The mittens were fine, but you had to take them off to do anything dexterous, such as turn the pages of a book or dig out your train pass. Inevitably, I spent a fortune on gloves, trying to find the magical pair that would keep my hands warm.  Finally, in about 1997, I scored a pair of sheepskin gloves.  They were (and are) wonderful.  I wore them until the stitching around the thumb gave out, then put them away until I could fix them, which I did last winter.

    I also worked my way through multiple coats; always trying to find one warmer than the last.  It's really hard finding a cloth coat that the wind can't penetrate.  That took forever to achieve; eventually, I found a cashmere and wool blend, Cossack-style coat in a shop in Ealing.  Sadly, after 13 winters of being worn to work, it's beginning to die.  At the very least, the pure silk lining needs to be replaced.

    The advent of the internet was a godsend for my cold feet.  I found a British company that made sheepskin products, Celtic Sheepskin.  I can't speak more highly of this company.  DH gave me a pair of their "Celt boots" for Christmas 4 or 5 years ago.  Another present was a pair of sheepskin slippers, which he gave me when my last pair of Aussie moccasins gave out.  Last year, I treated myself to a pair of their sheepskin lined walking boots; perfect for going to the football on cold winters days.  These are all my "sheep feet"; a wardrobe of sheepskin footwear, wonderful on cold winter's days when I need to go out or indoors when I don't want to turn up the central heating.

    While I lust after their coats, in particular their toscana ones, I'd need to win the lottery to afford one.  Instead, I've had lucky charity shop finds.  Seven years ago, I found a cream, hooded, sheepskin car-coat.  Asking price, £12. The zip was broken and the pockets were full of rubbish. I pointed out the broken zip; they sold it to me for half price.  A replacement zip cost £5 and several hours of swearing.  Dry-cleaning was £35 (and I got complements for my zip replacement job from the drycleaner).  This is "the sheep", which I wear to football and for other freezing-cold-but-casual occasions.


    Winter 2009, I scored another sheepskin coat in another charity shop!  This time, it was a slim-fitting, 3/4 length chocolate brown toscana coat. My hands shook as I paid them the £15 asking price, since I knew it'd retail for closer to £800 (I didn't tell them that).  It's shorter than I'd like (my legs get cold), but the only major downside is no pockets.   It's my other "wear to work" coat.


    I've always had a daydream that, one day, I'd keep my own sheep.  Looking at the list of sheepskin products I have above, I think I've already got 2 or 3.  And these ones don't need feeding.  Or shearing.   :o)

    - Pam (got 10 or 20 more sheep in the stash, but we won't go there today)